Pharmacy Professionals Association Of Uganda

Your Financial Partner in Healthcare

PPAU SACCO empowers pharmacy professionals across Uganda with affordable savings, accessible loans, and financial growth opportunities.

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About PPAU SACCO

Empowering pharmacy professionals through collective financial strength

Building Financial Security for Healthcare Workers

The Pharmacy Professionals Association of Uganda Savings and Credit Cooperative Organisation (PPAU SACCO) was established to provide affordable financial services to pharmacy professionals across Uganda.

We understand the unique financial needs of pharmacy professionals - from community pharmacists to hospital practitioners, pharmaceutical researchers, and students. Our SACCO offers a trusted platform where members can save securely, access affordable credit, and grow their wealth.

Regulated & Secure

Registered with the Ministry of Trade, Industry and Cooperatives under the Co operatives Act 2006

Member-Owned

One member, one vote - every member has an equal say in how the SACCO is managed

Transparent Operations

Regular audits, annual general meetings, and full financial disclosure to all members

Our Mission

To provide affordable and accessible financial services that empower pharmacy professionals to achieve financial stability and economic growth.

Our Vision

To be the leading SACCO in Uganda's healthcare sector, setting the standard for financial inclusion among pharmacy professionals.

Our Core Values

Integrity Transparency Accountability Cooperation Innovation Excellence

Our Services

Comprehensive financial solutions tailored for pharmacy professionals

Regular Savings

Build your savings with flexible monthly contributions. Earn competitive dividends on your savings at the end of each financial year.

  • Minimum monthly contribution: UGX 20,000
  • Competitive annual dividends
  • Withdraw anytime after 6 months

Fixed Deposit Savings

Lock in your savings for a fixed period and earn higher returns. Ideal for members planning for long-term financial goals.

  • 3, 6, or 12-month terms
  • Higher dividend rates
  • Minimum deposit: UGX 500,000

Salary Savings Plan

Automate your savings with direct salary deduction. A disciplined approach to building wealth over time.

  • Direct employer deduction
  • Flexible deduction amounts
  • Bonus dividends for consistent savers

Children's Education Fund

Save for your children's education with our dedicated education savings product. Secure their future with planned contributions.

  • Separate account per child
  • Withdrawal at school enrollment
  • Special education loan facility

Salary Advance Loan

Access quick funds before your next payday. Available to members with at least 3 months of savings history.

  • Up to 50% of savings
  • 2% monthly interest rate
  • Repay within 3 months

Development Loan

Fund your personal development projects - home construction, land purchase, or home improvement. Affordable repayment terms.

  • Up to UGX 30,000,000
  • Up to 24 months repayment
  • 1.5% monthly interest

Business Expansion Loan

Grow your pharmacy business with our special business loan. Designed for members who want to expand or start a new pharmacy venture.

  • Up to UGX 50,000,000
  • Flexible repayment up to 36 months
  • Business plan support provided

Emergency Loan

Face unexpected financial challenges with confidence. Our emergency loan facility provides quick access to funds when you need them most.

  • Quick approval within 48 hours
  • Up to UGX 5,000,000
  • Minimal documentation required

Financial Literacy Training

Free financial education workshops and resources to help members make informed financial decisions and build wealth.

  • Monthly financial literacy webinars
  • One-on-one financial coaching
  • Investment guidance resources

Mobile Banking

Access your SACCO account anytime, anywhere through our mobile platform. Check balances, make transfers, and apply for loans on the go.

  • USSD and Mobile App access
  • Real-time balance notifications
  • Mobile loan application

Group Lending

Borrow collectively with fellow pharmacy professionals. Group loans offer lower interest rates and shared accountability.

  • Groups of 5-10 members
  • Reduced interest rates
  • Peer support and accountability

Share Capital Investment

Invest in SACCO shares and become a co-owner. Shareholders receive annual share dividends and voting rights at the AGM.

  • Minimum 10 shares at UGX 10,000 each
  • Annual share dividend
  • Voting rights at AGM

Become a Member

Join thousands of pharmacy professionals already benefiting from PPAU SACCO

Requirements

  • Must be a registered pharmacist in Uganda
  • Valid National Pharmacy Council license
  • Completed membership application form
  • Two passport-size photographs
  • National ID or Passport copy
  • Pay membership fee of UGX 50,000
  • Purchase minimum 10 shares (UGX 100,000)

Membership Benefits

  • Access to affordable loans at reduced rates
  • Annual dividends on savings and shares
  • Financial literacy training and workshops
  • Voting rights at Annual General Meeting
  • Emergency loan facility
  • Networking with fellow professionals
  • Group insurance benefits

Ready to Join PPAU SACCO?

Start your journey to financial freedom today. Contact us or visit our offices to pick up your application form.

Get Started Today

Leadership

Dedicated professionals guiding PPAU SACCO towards excellence

CK

Dr. Charles Kavuma

Board Chairperson

Overseeing strategic direction and governance of the SACCO with 20+ years in pharmacy practice.

SN

Ms. Sarah Nakato

Vice Chairperson

Supporting board operations and member engagement with expertise in pharmaceutical policy.

JM

Mr. James Mugisha

Treasurer

Managing SACCO finances and ensuring fiscal responsibility with a background in financial management.

FA

Dr. Florence Auma

Secretary

Coordinating board activities and maintaining accurate records with a passion for organizational excellence.

PO

Mr. Peter Okello

Chief Executive Officer

Leading day-to-day SACCO operations with a vision for transforming financial services in healthcare.

RK

Ms. Rachel Kiggundu

Member Representative

Championing member interests and feedback in all SACCO decision-making processes.

News & Announcements

Stay informed about the latest from PPAU SACCO

01 Jun 2026
Dividends

2025 Dividend Rates Announced

PPAU SACCO is pleased to announce a dividend rate of 15% on member savings for the financial year 2025.

Read More →
20 May 2026
Training

Financial Literacy Workshop - May Edition

Join our monthly financial literacy workshop on 30th May 2026. Topic: "Investment Strategies for Healthcare Professionals."

Read More →
10 May 2026
Product Launch

New Mobile Banking Platform Launched

PPAU SACCO members can now access their accounts via our new mobile banking platform. Download the app today!

Read More →

Contact Us

We're here to help. Reach out to us for any inquiries

Our Office

Plot 12, Lira Street, Kampala
P.O. Box 12345, Kampala, Uganda

Phone

+256 700 123 456
+256 414 234 567

Email

info@ppausacco.org
membership@ppausacco.org

Working Hours

Monday - Friday: 8:00 AM - 5:00 PM
Saturday: 9:00 AM - 1:00 PM